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Be PREPARED when you go to apply for a loan! Have all of your information (ie. necessary paperwork) ready for the lender. This will speed up the loan process.
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Getting a Loan - What questions will they ask You?
When you are applying for a loan, a credit provider may ask you to provide them with the following personal information:
| · Evidence of your income (bring a Pay Slip with you) |
| · Details of your assets and liabilities including: |
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· Statements of savings you may have
· Statements of loans you may have
· Security (things you own such as a car or boat) |
| · Details of your monthly expenditure (this is your "Budget Planner"!) |
| · A copy of your birth certificate |
| · Your drivers license number |
| · Photo ID |
| · Superannuation details |
| · If you own a car, they may ask for a copy of the registration papers |
| · Employment details |
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